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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Autor</th> <th class="thCornerR">Wiadomość</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>watch23ui</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/xeon/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Wysłany: Wto 12:04, 22 Lut 2011<span class="gen"> </span> Temat postu: Bell&Ross Famous Luxury Watches,Discount Wholesale</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">Durban-based estate agent Kim Woods said young couples planning to start a mily or with a newborn baby often looked for bigger home. <br />The total fees for a primary school education， from grade R to grade 7,<a href="http://www.salonwatch.com/Bell-&-Ross-Watches_1_53.html" target="_blank" class="postlink">Bell&Ross</a>， amount to about R57198 at a government school and R284615 at a private institution; <br />Parents will have to fork out about R300000 in medical bills for a child born this year up until the age of 18. <br />The research by Sanlam， Old Mutual， Discovery Health and Metropolitan Life reveals that child-rearing costs have soared since 2007. But the financial planners and researchers said these figures reflected middle- and higher-income parents. <br />A young mily earning a combined monthly income of R10000 would have to invest R1400 a month to afford their childrens projected R650000 education bill， from nursery school to tertiary level. <br />"A R2-million-a-year household can expect to pay a lot more，" he said. "The higher the income the higher the expenses." <br />The cost of raising a child varies enormously， depending on ones income， in what part of the country the child is raised， where it is educated and a slew of other ctors. <br />"Consider the costs of extra-curricular activitieYour little dear will be very dear 1Low price Lus … and cellphones and other gadgets which are almost a norm today. These all cost money，" said Sylvia Walker， Old Mutuals market development manager. <br />Economist Tony Twine said a middle-income household with a R500000 annual income could expect to pay R2.5-million to raise a child. <br />Parents with a newborn baby need to save at least R2800 a month if they intend for their child to pursue a medical or engineering degree， which would cost more than R1.2-million; and <br />"They have created a lifestyle that has now become unaffordable … and have not taken into account the long-term costs of raising children，" he said. <br />Danelle van Heerde， who heads Sanlams personal finance division， said: "Our figures show that education tops the list of saving priorities for low- to middle-income earners，Famous Luxury Watches while high earners see the cost as just a monthly expense." <br />Though not as steep， the figures for lower-income milies are just as unsettling. <br />Three milies with varying incomes tell SUBASHNI NAIDOO how <br />A monthly saving of about R1516 would fund a childs entire school education – from grade R to 12 – in a government school and R7100 a month for private school education; <br />But even high-income earners battle to save for their children. <br />High school will set parents back about R86997 at a government school and R390000 at a private school; <br />"Its the biggest tragedy when we see parents earning a combined income of more than R100000 a month struggling to set aside R5000 for school fees，" said Asogan Naicker， a director of a financial advisory consultancy. <br />She said financial planners excluded in their calculations the cost of a pram， car seat， baby formula， crib， nappy creams,<a href="http://www.salonwatch.com/Parmigiani-fleurier_1_68.html" target="_blank" class="postlink">Parmigiani fleurier replica watches</a>， dummies and designer jeans once the kids were readLow price Luxury Watchy for school. <br />From birth to the school-going age of seven， parents ought to save about R601 a month for primary school education at a government school. Monthly savings for a private school education amount to about R2992; <br />"Most new parents,<a href="http://www.salonwatch.com/Ulysse-nardin-Watches_1_52.html" target="_blank" class="postlink">Ulysse nardin replica Watches</a>，" said Twine， "are unaware of the long-term costs of raising a child. They are incapable of budgeting for a whole year,<a href="http://www.salonwatch.com/IWC--Watches_1_18.html" target="_blank" class="postlink">IWC Replica watches</a>， let alone 20 years." <br />The astounding figure includes medical aid expenses. <br />The latest statistics from the financial institutions also revealed that: <br />The latest house price index compiled by Absa puts the price of an average middle-class home at R966500， compared withR1.4-million for a larger upmarket home. <br />Thinking of starting a mily? Then brace yourself. Studies by four financial institutions show that it will cost R3.5-million to watch over,<a href="http://www.salonwatch.com/Roger-dubuis-Watches_1_69.html" target="_blank" class="postlink">Roger dubuis replica Watches</a>， feed， educate and house a child from birth to the age of 18.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/xeon/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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