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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Autor</th> <th class="thCornerR">Wiadomość</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>karls4z0mtan</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/xeon/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Wysłany: Czw 5:00, 26 Maj 2011<span class="gen"> </span> Temat postu: Ed Hardy Swimwear 20110Loyalty Rewards Schemes To</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">ks are gradually more looking at offering rewards or points on Debit and [url=/credit-cards.php]Credit card[/url] transactions in an attempt to attract more customers and raise card usage. <br />State Bank of India, launched a loyalty programme for its debit card customers in April 2009. Punjab National Bank is also setting up to launch a similar programme for its credit card customers in the next three to four months. <br />Loylty Rewards, the loyalty and rewards management company which formulated and implemented SBI's programme, is also working with Deutsche Bank and Citibank which are likely to announce their programmes within the next two or three months. <br />SBI's reward programme offers customers the option to redeem the points earned for using their debit cards with over 35 retail brands which include electronic brands, apparel, jewellery and also for booking movie tickets, bus tickets and air tickets. <br />The life of the points is also longer with a window of three years <a href="http://www.edhardyhigh.com/" target="_blank" class="postlink">Ed Hardy Sale</a>, during which customers can redeem the points. Future plans include tying up with mobile companies to offer redemption of points against mobile talk time, Mr Jayaraj said. <br />Deputy Managing Director (Information Technology), SBI <a href="http://www.edhardyhigh.com/ed-hardly-apparel/ed-hardy-mens-hoodie" target="_blank" class="postlink">Ed Hardy Hoodies</a>, Mr A. Krishna Kumar, said that the programme was launched to give an incentive for customers to use cards. <br />After launched the programme both the usage of debit cards and the demand for debit cards have increased. We don't plan to discontinue the scheme, he said. Prior to the scheme, SBI had a debit card base of 5.1 crore. This has now increased to 6.8 crore. The average number transactions through point-of-sales terminals (swiping of cards at merchants) has gone up from 12.9 lakh a month, to 21.7 lakh a month. Similarly, the average spends have increased from Rs 2.1 crore a month to Rs 3.7 crore a month. Consumer loyalty and relationship management is a relatively new area in India. In fact, over the last decade, customer connect' has been disintegrating with more brands and more merchants entering the market, said Mr Jayaraj. PNB's rewards scheme is still in the preliminary stage and the bank is yet to decide on which merchants to tie up with, said a senior official from the bank. We need to get customers to increase spends. So, we will look at merchants who are popular with customers, said an official from the [url=/credit-cards.php]credit cards[/url] venture division of PNB. <br />The bank, which launched credit cards a year ago, has 41 <a href="http://www.edhardyhigh.com/ed-hardly-apparel/ed-hardy-women-swimwear" target="_blank" class="postlink">Ed Hardy Swimwear 2011</a>,000 credit card customers. <br />The target is to increase this to 50,000 by March and add 2 lakh credit card customers next fiscal, said Mr Ranjan Dhawan, Chief General Manager, PNB.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/xeon/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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