NETghd5f2u
hulajnoga
Dołączył: 14 Gru 2010
Posty: 70
Przeczytał: 0 tematów
Ostrzeżeń: 0/10 Skąd: England
|
Wysłany: Pon 1:51, 27 Gru 2010 Temat postu: GHD hair Australia Chinese version of the sub-prim |
|
|
In 2007,[link widoczny dla zalogowanych], the stock market's hot for many homeowners, mortgage or mortgage the house to go out and get money into the stock market. A consulting company in the recent report: The short-term loans mortgage real estate stocks will usher in the next few months repayment peak, while in 2008 the stock market has plunged 40% so far, the stock dropped significantly so that these properties a large number of bad mortgage risk now appears that there is a revolution possibility.
the first half of last year, is the most beautiful real estate agent the day, while the stock market's hot,[link widoczny dla zalogowanych], and many have benefited greatly through the stock market investors insane to buy a house, so that the main business is booming intermediary; the same time, Many homeowners, commissioned by an intermediary to conduct the number of mortgage loans increased significantly, mortgage intermediary business itself is not the main business, but in 2007, this business has to an estate agent, a breezefall gain. In order to ensure the value of collateral, although different banks have different requirements for housing, but can apply for housing mortgage loans are generally in recent years new housing.
According to the present relevant statistics, in 2007 the dwellers of each month, 1,2-quarter short-term consumer loans to total loans accounted for the proportion of new rapid consumption growth in the proportion as high as 60%. The short-term loans there is such a high growth, the main source of loans is the mortgage, but the vast majority of money goes to the stock market. In frule,[link widoczny dla zalogowanych], according to China's banking
provisions, short-term mortgage loans are allowed to enter the stock market. As early as the inception of China Banking Regulatory Commission to release 07 \To September 2007, the central bank, China Banking Regulatory Commission also issued \The housing mortgage loans.
but the funds released by the Bank to its supervision there are many problems. For example, banks will loan to the mortgage lender's account, if the applicant directly to their own funds into the securities account, the bank can be very easy to control, but once the lender after the implementation of transfer or multiple transfers, the bank a smear on the eyes, nothing less than the control.
08 in the first quarter, the stock market plunged 40%, and the downward trend did not termination signs, no doubt reveal the characteristics of a bear market. Beat the stock market and go, but also allow banks to bad mortgage loans to the possibility of a significant increase, and if in the event, the time may occur in 08 of the second extreme, as it coincides with the most mortgage maturity of the loan repayment time.
So how many people took their own mortgage the house to get money to stocks, the scale of how much money? Prelimindiffer estimates, this bull market in 2007, the bank loans for personal consumption should be the total size of funds into the market in 3000 action yuan. The scene at that time, it is only the deviation. According to China Securities Depository and Clearing Corporation's data, in January 2007 the number of 3.25 million new accounts, in August the number of 8.92 million new accounts to the end of October 2007, the two cities accounts, more than 130 million, less than a year , the number of new accounts increased by 25 times. In the late 2007, more people to join the stock market, and mortgage and real estate funding mortgage market, as last year, one of the most important feature of the market.
money last year on the stock market, and now only 30% to 40% of the money, but if the money from the mortgage, then this is typical of subordinated debt. Now the factivity of the existence of risk, so imagine the risks banks face, and under the constitution, banks are not at liberty to people used to live in the houses, banks undoubtedly increase the risk of a percent. Therefore, in the near future, perhaps in May, the Chinese version of the subprime lconclusioning,[link widoczny dla zalogowanych], or will interval out.
Post został pochwalony 0 razy
|
|