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 Wysłany: Śro 8:48, 25 Maj 2011 Temat postu: Credit Unsecured Loans But Have Other |
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Well,[link widoczny dla zalogowanych], unsecured credit facilities offered by various banks in Indonesia, could be one alternative solution for your financial needs are urgent. But if you have a credit card and is already in use for other purposes, usually some doubt whether the proposed loan without collateral can be approved or not by the bank. Especially for those who already have other credit from banks, such as home purchase loans, car purchase loans, or micro credit, or other credit.
Here, tips for your unsecured credit application is approved by the bank,[link widoczny dla zalogowanych], although it has another credit to the bank or credit card is often used for other purposes.
If you apply for credit without collateral by using supporting data copy of your credit card, you should not use credit cards more than 80% of card limit. Also, do not be late paying credit card installments for 2 months in a row.
If you have other credits on your behalf, such as a car purchase loans, home purchase loans, micro credit, etc., do not be late to pay the mortgage for 2 months in a row.
Make sure the loan amount you requested in accordance with bank rules. The amount of unsecured credit limit can be given by banks adjusted to the ability or your income every month. If at this time already have other credit,[link widoczny dla zalogowanych], of course this will reduce the maximum number of unsecured loans you can get.
The bank will analyze the financial potential debtors to get financial loans in accordance with the present, with the aim that they would not have difficulty in repay the loan. Thus, sometimes the approved loan amount can be smaller than the proposed loan.
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