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Wysłany: Pon 5:44, 21 Lut 2011 Temat postu: nike dunks tall tops What namely the Average Retir |
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What is the Average Retirement Age?
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Knowing the average age at retirement for a given population provides important message for managing and analyzing public and private pension procedures. The average age at exit from the labor force provides causativeable indication of the age at which older personnel retire. As such,[link widoczny dla zalogowanych], it has provided a more precise measure of the trbring ... to an end the average age at retirement in recent decades in the United States than, with the exception of the Social Security Administration's time catena,[link widoczny dla zalogowanych], has been formerly available.
Benefits of measuring the Retirement Age:
The cohort method of measuring the average age at exit from the labor force also provides a more accurate portrayal of the trbring an end to ... the average age at retirement for Women than did earlier studies, many of which relied above a crosssectional thinking of changes in aged women's labor force participation rates.
Constructing a time series of the average age at exit from the labor force permits one to see not only the instruction of the trbring an end to ... retirement age, yet also the importance and pace of its change.
Doing so likewise enables one to estimate alterations in the average duration of retirement. The ratio of the average digit of years of work to the average duration of retirement has considerable relevance for monetary planning in funded pension plans and systems,[link widoczny dla zalogowanych], partly determining pension accumulation and payment.
In pay-as-you-go systems,[link widoczny dla zalogowanych], the patronize ratio partly determines the equilibrium among system receipts and expenditures, and the mean age by exit from the fatigue coerce namely a determinant of the support ratio. Thus, measuring the trend in the mean age at exit from the fatigue coerce has considerable amount because pension planning for individuals for well for unions,[link widoczny dla zalogowanych], public and personal.
An important point that is no fully appreciated is namely the retirement ages assumed in studies of retirement preparedness strongly affect their estimates of preparedness. Most studies estimate how financially well prepared families will be for retirement while their primary operators retire at a fixed age--typically 62 or 65. However, barring disabling injury or illness, employees tin select when to retire,[link widoczny dla zalogowanych],[link widoczny dla zalogowanych], equitable as they select how many to retention. The longer they work, always another being equal, the more prepared for retirement they are promising to be. Because most studies of retirement preparedness do not remedy retirement age as a matter of choice, they tend to overstate the gravity of latent shortfalls in retirement assets.
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